Areas Served
Southwest Florida is our backyard.
Florida is our territory.
Three offices on the Tamiami Trail — Naples, Fort Myers, Port Charlotte — and licensed to write across the state. We know which carriers still bind on the coast, what a 2004 roof does to a homeowners quote, and how to get a hurricane deductible you can actually afford.
1982
Serving SWFL since
3
Local offices, one team
67
Florida counties licensed
30+
Carriers we shop for you
County by county
Lee County
Our largest book. Coastal wind and flood exposure on the islands and beach, inland rebuilds in Cape Coral and Lehigh, and a heavy commercial presence along 41 and I-75.
Collier County
High-value coastal homes, condo and HOA placements, seasonal residents and second homes. Excess and surplus lines when the standard market declines the address.
Charlotte County
Post-Ian rebuilds, Citizens takeout offers, and a large Medicare and retiree population. Our Port Charlotte office has been on this corner for decades.
Cities we serve
Marco Island
Collier
Naples
Collier · Office
Bonita Springs
Lee
Estero
Lee
Fort Myers
Lee · Office
Fort Myers Beach
Lee
Cape Coral
Lee
Sanibel
Lee
What we can place, and where
| Coverage | Coastal SWFL | Inland SWFL | Statewide FL |
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Homeowners & Condo |
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Flood (NFIP & private) |
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Windstorm & hurricane deductible review |
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By carrier |
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Vacation & rental property |
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Auto, motorcycle & golf cart |
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Boat, jet ski & RV |
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Business & workers’ comp |
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Health, Medicare & life |
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Insuring the coast is a different job
Three offices, walk-ins welcome
Naples
2500 Tamiami Trail North, Suite 113 Naples, FL 34103
Fort Myers
17640 S. Tamiami Trail, Suite 311 Fort Myers, FL 33908
Port Charlotte
3718 Tamiami Trail, Suite C Port Charlotte, FL 33952
From neighbors
“Saving $300 on your medical co-pays can free up money to spend on other things. It is only one of the smaller reasons you are a terrific insurance agent.”
Wendy S. — Punta Gorda, FL
“They listen to you, and are genuinely concerned about providing you the best plan possible. I would recommend them to everyone.”
“Always available and reliable. Connected for many years. I refer to family and friends.”
Questions we get about coverage areas
Do you only serve Southwest Florida?
No. Our offices are in SWFL and that is where most of our clients live, but we are licensed to write throughout Florida and can service a policy anywhere in the state.
Can you write on the barrier islands?
Yes — Sanibel, Captiva, Marco Island and Fort Myers Beach included. Coastal addresses often need a surplus-lines or wind-only carrier, and we shop both.
Do I need flood insurance if I am not in a flood zone?
You are not required to carry it, but roughly a quarter of flood claims come from outside high-risk zones. Preferred-risk NFIP policies in low-risk areas are inexpensive, and we will quote one alongside your homeowners.
I got a Citizens takeout offer. Should I take it?
Sometimes. Send us the offer and we will compare it against the open market before your response deadline — it takes a phone call.
Do I have to come into an office?
Never required. Quote, sign and pay by phone or email — but if you would rather sit down with someone, all three offices take walk-ins.
I am moving within Florida. Does my policy follow me?
Usually yes, with a rewrite at the new address. Tell us the new county and we will re-rate before you close.