Business Insurance

Looking for a quote? Click below.

Business & Commercial Insurance Coverage Designed for You

General Liability

If you have a personal umbrella liability policy, there’s generally an exclusion for business-related liability. Make sure you have sufficient auto liability coverage.

Unfortunately for every business owner, the chances of getting sued have dramatically increased in the last decade. General Liability insurance can prevent a legal suit from turning into a financial disaster by providing financial protection in case your business is ever sued or held legally responsible for some injury or damage.

General Liability pays losses arising from real or alleged bodily injury, property damage, or personal injury on your business premises or arising from your operations.

What is commercial property insurance?

Businesses have many physical assets, including buildings, computers, specialized equipment, outdoor signage, and inventory. If a fire, storm, or thief were to damage or steal these assets, a business may have to go through a recovery process before its doors can open once more.

Without adequate commercial property coverage, approximately a quarter of businesses fail during the first year following a disaster or theft. Such events result in hundreds of billions of dollars in paid claims. Most businesses cannot afford such a substantial loss. Commercial property insurance can assist with repairs, replacements, and lost income during a tumultuous time, such as a natural disaster or theft.

Workers Compensation

Workers’ compensation laws were created to ensure that employees who are injured on the job are provided with fixed monetary awards. This eliminates the need for litigation and makes the process easier for the employee. It also helps control the financial risks for employers since many states limit the amount an injured employee can recover from an employer.

Workers’ Compensation Insurance is designed to help companies pay these benefits. Most states require that employers carry some form of Workers’ Compensation Insurance as protection for employees. Workers’ Compensation Insurance is not health insurance. It is designed specifically for injuries sustained on the job.

In most states, employers are required to carry Workers’ Compensation coverage for their employees. Even in non-mandatory states, it can be a very good idea, particularly if they have many employees or are engaged in hazardous activities.

Commercial Auto

As a business owner, you need the same kinds of insurance coverage for the car you use in your business as you do for a car used for personal travel — liability, collision, and medical payments and coverage for uninsured motorists. In fact, many business people use the same vehicle for both business and pleasure.

Whether you need to buy a business auto insurance policy will depend on your driving habits. A good insurance agent will ask you many details about how you use vehicles in your business, who will be driving them, and whether employees, if you have them, are likely to be driving their own cars for your business.

While the major coverages are the same, a business auto policy differs from a personal auto policy in many technical respects.

We’re here to support your requirements if you’re adding insurance for your business or reviewing your current business coverages. As an independent agency, we’re committed to helping you compare multiple policy options to find the best choice. Call our agent at (800) 829-5270 or click here.

Request a Quote

Fill out the form, one of our representatives will call you with your quote.
Full Name(Required)
Address(Required)

Any submissions or payments made via this website do not constitute a binding agreement to your policy or coverages. Changes and payments to policies are not effective or binding until you, or any party involved, receive official notice from either your insurance agent, or your insurance company. If you have any questions, please feel free to contact us.

Per the terms of our online privacy policy we will not resell your information to any third-party.

This field is for validation purposes and should be left unchanged.

Request Your Insurance Quote

Our dedicated staff of insurance professionals are here to assist you in securing an insurance policy to help protect you and your loved ones for years to come.
Scroll to Top