Jet Ski Insurance

Looking for a quote? Click below.

Enjoy the Waves Without Worries

Jet skiing in the picturesque waters of Florida is a thrilling experience, but the excitement comes with responsibilities. Whether you’re a seasoned rider or a novice adventurer, understanding the importance of insurance for your jet ski is paramount.

The Legal Landscape: Mandatory Coverage in Florida

Beyond the inherent risks associated with jet skiing, Florida law mandates certain insurance requirements for watercraft owners. Understanding these legal obligations is essential to avoid potential penalties and to ensure you have the necessary coverage, provided by SWFL Insurance

Financial Safeguard: Protecting Your Investment

A jet ski is not just a recreational vehicle; it’s an investment in your leisure and lifestyle. Insurance from SWFL Insurance plays a crucial role in safeguarding this investment by providing financial protection in various scenarios.

Accidents and Damages


Accidents can happen, no matter how experienced a rider you are. From colliding with underwater obstacles to accidents involving other watercraft, the potential for damage is ever-present. Jet ski insurance from SWFL Insurance ensures that repair or replacement costs are covered, minimizing the financial impact of unexpected incidents.

Theft and Vandalism


Jet skis are attractive targets for theft and vandalism due to their size and portability. Having comprehensive insurance from SWFL Insurance not only protects against accidental damage but also provides coverage in the unfortunate event of theft or vandalism. This ensures that your investment is safeguarded even when your jet ski is not in use.

Personal Liability: Protecting Yourself and Others

Apart from safeguarding your jet ski, insurance is crucial for protecting yourself and others from the financial consequences of accidents on the water.

Bodily Injury Coverage

In the event of an accident where you are at fault and someone sustains injuries, bodily injury coverage helps cover medical expenses, rehabilitation costs, and potential legal fees. This aspect of insurance from SWFL Insurance is essential in ensuring that you can provide financial assistance to those affected by an accident.

Property Damage Liability

Accidents can also result in damage to other watercraft, docks, or structures. Property damage liability coverage from SWFL Insurance steps in to cover the costs of repairing or replacing the damaged property, preventing you from shouldering these expenses out of pocket.

Jet Ski Insurance: Protect Your Investment

From complying with state laws to protecting your investment and ensuring the safety of yourself and others, jet ski insurance from SWFL Insurance serves as a crucial safety net.

Rely on our expertise to help ensure you have full coverage and are financially prepared for any unexpected events. As an independent agency, we’re committed to helping you compare multiple policy options to find the best choice. Call our agent at (800) 829-5270 or click here.

Request a Quote

Fill out the form, one of our representatives will call you with your quote.
Full Name(Required)

Any submissions or payments made via this website do not constitute a binding agreement to your policy or coverages. Changes and payments to policies are not effective or binding until you, or any party involved, receive official notice from either your insurance agent, or your insurance company. If you have any questions, please feel free to contact us.

Per the terms of our online privacy policy we will not resell your information to any third-party.

This field is for validation purposes and should be left unchanged.

Request Your Insurance Quote

Our dedicated staff of insurance professionals are here to assist you in securing an insurance policy to protect you and your loved ones for years to come.
Edit Template
Scroll to Top